At SS&B Heating & Cooling, we’re proud to offer some of the best financing options for your HVAC needs through Wells Fargo. With competitive terms, like No Interest if Paid in Full within 36 Months and a 3.90% APR with 64 equal payments, we make upgrading your system more affordable than ever.

Since 2009, we’ve worked with Wells Fargo Bank, N.A. to offer homeowners flexible financing options. With on-the-spot credit decisions and convenient monthly payments, you can breathe easier when you choose secure financing options from Trane.

Combining your HVAC installation with a payment plan can be a smart and convenient option, especially if it helps you secure the most affordable solution. If you have an aging air conditioner or furnace, replacing both units with a more efficient matched system is a smart decision for comfort as well as for your wallet. Because of the increased energy efficiency, you’ll likely see a decrease in your monthly energy bills.

Why Our Financing Stands Out:

• Lower APR: Our 3.90% APR is lower than many competitors, whose rates often range between 5% and 15%.
• No Prepayment Penalties: Unlike some providers, you can pay off your balance early without fees.
• Longer No-Interest Period: Our 36-month no-interest option provides flexibility, while other companies may only offer shorter periods.

Save Even More with Utility Rebates & Federal Tax Credits:

In addition to our great financing options and potential utility rebates, you may qualify for a federal tax credit when selecting certain high-efficiency HVAC systems. These credits apply to specific models that meet strict energy-efficiency requirements. While these systems can be more expensive upfront, they provide long-term savings through reduced energy costs and tax benefits. Your Comfort Consultant can guide you through both rebate and tax credit options to help you maximize savings.

Financing Offers Available:

No Interest if Paid in Full within 36 Months**

No interest is charged if the balance is paid in full during the promotional period.

Eligible Install Dates: 10/07/2024 - 12/31/2024.

**The Wells Fargo Home Projects credit card is issued by Wells Fargo Bank, N.A. an Equal Housing Lender. Special terms apply to qualifying purchases of $480 or more charged with approved credit. Minimum monthly payments are required during the promotional (special terms) period. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional (special terms) period. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 01/01/2024 and is subject to change. For current information, call us at 1-800-431-5921.

3.90% APR with 64 Equal Payments***

Spread your payments over time at a reduced rate with no hidden fees.

Eligible Purchase/Sales Dates: 10/07/2024 - 12/31/2024.

***The Wells Fargo Home Projects credit card is issued by Wells Fargo Bank, N.A. an Equal Housing Lender. Special terms apply to qualifying purchases charged with approved credit. The special terms APR will continue to apply until all qualifying purchases are paid in full. Monthly payments of at least 2% of the purchase balance are required during the promotional (special terms) period. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 01/01/2024 and is subject to change. For current information, call us at 1-800-431-5921.

Upgrade your HVAC today with better financing and potential utility rebates.

Apply for Financing Today

Subject to credit approval

Call us to learn more about our low-cost HVAC financing options! 417-580-9905, Fill out our online contact form to get started with affordable HVAC financing.